Building your own home

Building your own home

11th May, 2018

With it being National Custom and Self-Build Week (NaCSBA), we thought now would be a great time to provide you with some advice and inspiration on building your own property.

It may seem like an unobtainable dream for most people, but there are a number of ways to design and create a house.

The first step is to sign up to a local authority Right to Build register, which you can access via www.righttobuildportal.org. Registering is the starting point that will give buyers a choice of serviced plots, and the freedom to plan the home they have always wanted. A staggering 33,000 people have put their names down, and NaCSBA have stated they want this number to continue to grow as it holds the key to more plots and sites becoming readily available. 

Be creative when hunting for land to build on. It can be a difficult – and sometimes impossible – task finding the perfect area, so try looking in places you have previously never thought of. Simply browsing through sites may not be enough – sign up to alerts from auction sites and specialist databases, to ensure you’re not missing out on a single thing on the market. This also often flags homes with no architectural value, that can be demolished to pave way for a new-build.

It is important to shop around when it comes to sourcing the funds for your project. This can sometimes be a big issue, especially because most lenders will only provide you with around 75% of the land cost, and 60% of the value to build. But don’t be disheartened, the right mortgages are out there – you just have to look for them!

If you have completed all of the steps above, and you are now looking at an empty piece of land wondering where to start, you’re not alone. For a lot of people this would be the first major project they have ever take on – and it is a huge one so don’t be afraid to ask for help! Having a good architect is a great idea, as well as a seasoned project manager, as they will know the best places to source materials at the lowest prices. You could also minimise the hassle by purchasing a kit house – a structure which is prefabricated off site, leading to a quicker build process and more certainty when it comes to setting the budget.

Remember, building your own property isn’t an easy task in the slightest. It is often time-consuming, stressful and more expensive than you had hoped for – but it is all worth it.

Plan, take your time and do your research! If it is a dream of yours, don’t give up on it!

View all posts by Laura Anne Townson


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